Daily car insurance and why you might need it
Your son or daughter has arrived home from university for the weekend and has asked if it would be possible to borrow your car for the day. Panic sets in as your precious 35 years of no claims bonus looks set to be put at risk – so do you take the chance of alienating your child by saying no – or do you take out a 24 hour policy? After a quick online search, you discover that buying this cover is really simple and quick. Within minutes you have received a quote and a few clicks later, your policy is confirmed. The look on your child's face when you say yes will be priceless.
Many Perfect Situations
There are many
other reasons why a daily car insurance policy will be an attractive
solution. Perhaps you will be borrowing your friends car or van for
the day to move your belongings from one place to another. Maybe
there is an emergency, where the loan of someone else's vehicle is
vital, but their cover does not include you.
What is Covered
Daily car insurance will provide you with cover while you are driving someone else's vehicle or they are driving yours. The cover is similar to a 12 month policy and is generally fully comprehensive, however it is possible to find companies that will insure third party, just carry out an online search. Many insurers will also allow you to take the car abroad for the day, such as popping across the channel to France, although there will be an additional charge for European cover.
When you are comparing quotes, the cheapest is not always the best. It is very important to look at exactly what is covered in the price. For example, one company may include windscreen cover as standard, another may charge extra. Also check to see whether the daily car insurance includes legal and breakdown cover. If not, then do consider buying them as an add-on. Think about the optional extras carefully and take whatever you need for peace of mind.
Requirements For Car and Driver
It is very simple to purchase one day vehicle insurance online and you will be taken through the process step by step. The important papers that you should have handy are the drivers licence and details of their driving history. The issuing of the policy and the cost will depend on the driver's past record, taking into account any convictions, previous claims or disqualifications. Some companies will only insure drivers over the age of 23, but there are many that will consider younger drivers. Have the details of the vehicle you will be insuring to hand and also the date and time that you will want the cover to commence – and that is all there is to it!
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WA16 8GS, which is registered in England, company number 9182879. We are
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